Balance Questions
You can ask for your latest NADD Pay balance and receive a clear wallet response.
NADD AI — Endola AI
Your NADD Pay financial assistant on WhatsApp.
Endola AI helps you understand your balance, activity, alerts, insights, recommendations, financial health score, and financial inbox in simple English directly on WhatsApp.
Endola does not replace your decision-making. It explains verified NADD Pay activity from your wallet, highlights financial health indicators, and helps you identify items that require your attention.
Access
WhatsApp
Assistant
Endola AI
Focus
Score, Alerts, Insights
What Endola Does
Clear answers from verified NADD Pay activity.
Endola is designed to answer financial questions using NADD Pay data already available inside the NADD system, including financial health scoring, FinBox items, insights, alerts, and recommendations. It does not guess when the answer is not available.
Deposit Checks
You can ask whether your deposit or incoming transfer was received recently.
Recent Activity
You can ask who sent you NADD, what you received, or what you paid lately.
Financial Inbox
Endola can show alerts, insights, and recommendations in one simple inbox.
Risk Alerts
Endola can explain open alerts such as unusual activity or low-balance warnings.
Monthly Changes
Endola can summarize changes in inflows, outflows, and cash-flow trends.
Business Intelligence
If you use NADD Pay for business, you can review received payments and business activity.
Recommendations
Endola can suggest the next item to review based on verified activity and alerts.
Financial Health Score
Endola can show your overall financial health score with spending, savings, revenue, and risk indicators based on verified NADD Pay records.
Controlled AI Explanation Layer
NADD AI includes an OpenAI GPT integration layer designed to support clearer explanations from verified NADD Pay context, subject to activation, controls, safety checks, and platform rules.
Financial Health Score
Endola can help you understand how your NADD Pay activity is performing.
The NADD AI Financial Health Score is an informational score generated from verified NADD Pay records. It helps you review spending behavior, savings pressure, revenue activity, and risk signals in a simple format.
What the Score Includes
1
Spending Score
Reviews outgoing activity compared with incoming activity, based only on verified NADD Pay records.
2
Savings Score
Looks at net cash-flow pressure by comparing inflows and outflows where enough activity is available.
3
Revenue Score
Reviews regular incoming activity and business income signals where the user or business has recorded activity.
4
Risk Score
Considers open alerts, high-priority alerts, and other NADD AI risk indicators that may require review.
Important Score Notice
The NADD AI Financial Health Score is not a credit score, lending decision, bank rating, investment recommendation, regulatory assessment, or formal financial advice.
Plain meaning: The score helps you understand your own NADD Pay activity. It does not approve loans, predict the future, or decide whether you are financially strong or weak outside NADD Pay.
You can ask Endola questions such as “Show my financial health score,” “What is my score?” or “How is my financial health?”
Verified AI Architecture
Built as a financial intelligence layer, not a generic chatbot.
NADD AI uses a verified-data architecture. Endola first checks NADD Pay records, approved NADD knowledge, alerts, insights, recommendations, and financial health context before replying.
Verified Retrieval Context
Endola uses structured NADD Pay context such as activity totals, balances, alerts, recommendations, financial scores, and FinBox items.
Approved Knowledge Base
Endola answers NADD, NADD Pay, Buy NADD, USDT, M-Pesa, and security questions using approved knowledge-base content.
OpenAI GPT Integration Layer
NADD AI includes an OpenAI GPT integration path designed for clearer explanations when enabled, while remaining controlled by verified context, prompt rules, and safety validation.
Safety & Audit Controls
Questions, answers, confidence scores, source references, consent status, and AI activity can be logged for accountability and review.
Operating principle: OpenAI GPT support is designed to explain verified NADD Pay information more clearly. It must not invent balances, transactions, alerts, recommendations, fees, wallet status, or account events that are not available in verified NADD Pay records.
How It Works
Designed for you on WhatsApp, not for technical complexity.
Endola works inside NADD Pay. You ask a normal question, and Endola checks the relevant NADD Pay records, approved knowledge, financial health context, and safety rules before replying.
How to Use Endola
1
Open NADD Pay
Send “Hello” to NADD Pay on WhatsApp and open the main menu.
2
Select NADD AI
Choose NADD AI, called Endola AI, from the NADD Pay menu.
3
Give Consent
Endola asks for consent before using your NADD Pay activity to answer financial questions.
4
Ask a Question
Ask simple questions such as “What is my balance?”, “Show my financial health score,” or “What do I need to review next?”
What Endola Reads
Endola reads verified NADD Pay activity connected to your account, including wallet balances, transactions, generated insights, recommendations, financial health score records, FinBox items, and open alerts.
Plain meaning: Endola helps explain your own NADD Pay activity. It does not need your private key, recovery phrase, or wallet password.
If the system does not have enough information, Endola explains that more activity or verified data is needed before giving an answer.
Example Questions
Ask in simple English.
Endola is designed for practical everyday questions. You do not need financial or blockchain language to use it.
Privacy & Consent
Endola must ask before using your activity.
NADD AI is designed around your consent, auditability, controlled data use, and verified-source responses. You can view consent, withdraw consent, delete AI history, and export AI activity through NADD AI Settings.
Your Control
- View NADD AI consent
- Withdraw NADD AI consent
- Delete NADD AI history
- Export NADD AI activity
Security Notice
Endola will never ask for your private key, recovery phrase, wallet password, or full security credentials.
Important: No one from NADD, NADD Pay, NADD AI, or NADD Labs will ever ask you to share your PIN outside the official NADD Pay confirmation flow.
Operating Standard
Built for clear financial guidance, not guesses.
Endola is designed to answer from verified records. If verified information is not available, Endola explains the limitation instead of inventing an answer.
Verified Data Only
Answers come from balances, transactions, alerts, insights, and recommendations already recorded by NADD Pay.
Consent First
You must agree before Endola uses your NADD Pay activity for financial insights.
Audit Trail
Generated insights and recommendations can be recorded for review, history, and accountability.
Simple Language
Endola explains financial activity in plain English that is easier for non-English speakers to understand.
Financial Health Context
Endola can use financial health score records to explain spending, savings, revenue, and risk indicators.
Controlled GPT Support
OpenAI GPT support is designed as an explanation layer, not as an authority to invent account data or make regulated decisions.
Access Endola AI
Open NADD Pay on WhatsApp, select NADD AI, and ask Endola about your balance, deposits, activity, financial health score, insights, alerts, recommendations, or financial inbox.